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The disABLED have many needs which challenge their lives. People with disabilities face financial needs, mobility issues, lack of quality housing, as well as struggling with prescription medicine costs. There is help available. Government disability benefits, assistive technology devices, special housing funds, home modifications and others are all benefits which are available to the disABLED. This site will help you find those benefits.

SSDI eligibility & qualification guidelines


Foundations, domestic assistance, and grants to help the disabled


Freedom Disability
Is a leading national Social Security Advocacy group. Our advocates are trained disability insurance experts who have successfully helped thousands of people with disabilities file for and win Social Security Disability Insurance (SSDI) benefits. If you'd like to find out if you qualify for disability benefits contact us today for a FREE case evaluation from Freedom Disability. You have questions, we have the answers. The evaluation is confidential and completely free of charge. We take the confusion out of the SSDI process. Find out today if you qualify.

http://www.freedomdisability.com/


Supplemental Security Income (SSI)
A Federal income supplement program funded by general tax revenues (not Social Security taxes):

http://www.ssa.gov/notices/supplemental-security-income/

  • It is designed to help aged, blind, and disabled people, who have little or no income; and
  • It provides cash to meet basic needs for food, clothing, and shelter.

Tax credit for those with a disability.
There are several tax credits and benefits available to qualifying taxpayers with disabilities as well as to the parents of disabled children. Listed below are several tax credits and other benefits available if you or someone else listed on your federal tax return is disabled. Note: the IRS page has info from the year 2008. They are updating info.
http://www.irs.gov/newsroom/article/0,,id=204070,00.html

Homestead Tax Exemption
This program enables those who own their home (and reside there), are elderly or permanently disabled, plus meet the income requirements; to receive a tax refund from your paid property taxes. Each state has different requirements so do a search for "Homestead tax exemption+county/state" (where county/state is put your home location, such as: hancock county florida).

Grants
Finding funding as a disabled individual is difficult at best. If you are seeking money say to, start a small business from home, it will be a challenge! Grants would be an ideal funding option but are hard to find. I have provided this site to help start the process of grantwriting. There is plenty of good information here. Best of luck.

http://fdncenter.org/

Give.org
List of national charities and their annual reports (if made available). If you have a charity which you need to contact or donate to; this list is updated regularly.
http://www.give.org/

NAUPA
The National Association of Unclaimed Property Administrators (NAUPA) is a non-profit organization affiliated with the National Association of State Treasurers. Note: This is a searchable site. See if you have unclaimed properties.
http://www.unclaimed.org/mainframe.asp?VisitorType=owner

Disabled Children's Relief Fund
Provides disabled children with assistance to obtain wheelchairs, orthopedic braces, walkers, lifts, hearing aids, eyeglasses, medical equipment
http://www.dcrf.com/ordereze/default.aspx


The Chanda Plan Foundation
Provides financial assistance to access integrative therapies for persons with physical disabilities that are otherwise unable to access due to limited financial resources.
http://www.thechandaplanfoundation.org/

Fundsnetservices
Since 1996 Fundsnet Services has provided resources information about grants, fundraising, philanthropy, foundations and 501(c)(3) non-profits organizations to those in need of funding and research for their their philanthropic efforts and missions.
http://www.fundsnetservices.com

Friends of Man Charity
"Friends of Man, the charitable arm of the Institute for the New Man, gives help to people who find themselves in a situation where they have nowhere else to turn. It may be an elderly person on a fixed income, a working family whose child is struck by severe illness, an accident victim, a disabled person, or a schoolchild whose family can't afford basic needs."
http://www.friendsofman.org/FOM_Home.htm

Caring Voice Coalition
At the Caring Voice Coalition we understand that the diagnosis of a chronic disease often results in situations and emotions that deeply impact a persons life. Visits to the doctor, complex treatment regimens and periodic hospitalizations make daily life harder to manage. Financial burdens caused by medical appointments, insurance costs and therapy co-payments may strain already limited financial resources. And feelings of depression, fear, and anxiety may make it hard to manage day-to-day needs, to plan and to hope for the future. To a person living with a life-threatening chronic disease, these challenges are often all too real.
http://www.caringvoice.org/

American Action Fund - The American Action Fund for Blind Children and Adults is a service agency which specializes in providing to blind people help which is not readily available to them from government programs or other existing service systems. It operates through countless volunteers across the nation, overseen by a volunteer board. The purpose of the American Action Fund for Blind Children and Adults is to assist blind and deaf-blind persons in securing reading matter, to educate the public about blindness, to provide specialized aids and appliances to the blind, to give consultation to governmental and private agencies serving the blind, to offer assistance to those losing vision in their later years, to offer services to blind children and their parents, and to work towards improving the quality of life for the blind and deaf-blind.
American Action Fund

Paid Family Caregiver Programs - "Find additional programs within your state to pay family caregivers".
http://www.pascenter.org/state_based_stats/family_caregivers/

YouCaring - YouCaring is a free fundraising website created for individuals wanting to raise funds for medical expenses, memorials and funerals, tuition assistance, adoption fundraising, funding for mission trips and helping another in need. It provides a simple and organized way to implement your fundraiser ideas and help achieve, or exceed your fundraising goals.
http://www.youcaring.com/

Federal Domestic Assistance
Catalog of Federal Domestic Assistance (CFDA) provides a full listing of all Federal programs available to State and local governments (including the District of Columbia); federally-recognized Indian tribal governments; Territories (and possessions) of the United States; domestic public, quasi- public, and private profit and nonprofit organizations and institutions; specialized groups; and individuals.

https://www.cfda.gov/

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Job websites for individuals with disability seeking employment: *You can make an attempt to work without sacrificing any of your disability benefits. See the "Red Book" publication: HERE

  • Vocational Rehabilitation Offices - VR assists those individuals to secure gainful employment commensurate with their abilities and capabilities through local job searches and awareness of self-employment and telecommuting opportunities.
    http://www.jan.wvu.edu
  • Employer Assistance and Recruiting Network (EARN) - they connect skilled job candidates with disabilities to employers seeking employees.
    http://askearn.org/
  • ProtectYourIncome.com contains information and guidance on disability insurance. It also has an employment page that lists many resources for the disabled, from finding a job to starting a small business.
    http://www.protectyourincome.com
  • The AbilityLinks mission is to increase employment of qualified persons with disabilities. Non profits, businesses and government agencies join the AbilityLinks Consortium to demonstrate support for this mission and gain access to disability employment networking opportunities.
    http://www.abilitylinks.org
  • Federal governments Equal Employment Opportunity Commission web site. Investigate discrimination due to disability.
    http://www.eeoc.gov/
  • JobAccess and ABILITYJobs
    Enabling people with disabilities to enhance their professional lives by providing a dedicated system for finding employment.
    http://abilityjobs.com/
  • National Collaborative on Workforce and Disability for Youth
    Assists state and local workforce development systems to better serve all youth, including youth with disabilities and other disconnected youth.
    http://www.ncwd-youth.info/
  • Working while receiving SSDI benefits - I am currently receiving disability benefits, and I would like to work part-time. Will working affect my ability to receive disability benefits?
    http://kasuniclaw.com/articles/article_6.html
  • Association of People Supporting EmploymentFirst (APSE) - APSE is the only national organization with an exclusive focus on integrated employment and career advancement opportunities for individuals with disabilities. APSE is a growing national non-profit membership organization, founded in 1988 and is now known as Association of People Supporting EmploymentFirst (APSE).
    http://www.apse.org/
  • Job Accommodation Network (JAN) - "Leading source of free, expert, and confidential guidance on workplace accommodations and disability employment issues."
    http://askjan.org/
  • SourceAmerica - "SourceAmerica (formerly NISH), a national nonprofit, is the leading source of job opportunities for a dedicated and highly qualified workforce – people with significant disabilities. Through our work, we make the American Dream more accessible to a segment of the population where nearly 80% do not have jobs."
    http://www.sourceamerica.org/
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Financial Savings

Attempting to increase your annual income is a worthy, responsible but yet difficult goal. I would venture to say that it's easier to find ways to cut your expenses than to increase your income.

The truth of the matter is that most folks on disability fall into this category. And unless you have the skill, time, and drive to change your financial situation for the better, it's time to start finding ways to save YOUR money. Please don't get me wrong, I'm not saying that you should give up trying to supplement your income but if you find yourself constantly coming up short at the end of the month, let's try and cut you debts.

What's available:

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Homestead Tax Exemption
This program enables those who own their home (and reside there), are elderly or permanently disabled, plus meet the income requirements; to receive a tax refund from your paid property taxes. Each state has different requirements so do a search for "Homestead tax exemption+county/state" (where county/state is put your home location, such as: hancock county florida).

Low Income Energy Assistance
If you can't afford to pay your home energy bill, your home may not be safe, and you may be at risk of serious illness or injury. The Low Income Home Energy Assistance Program (LIHEAP) is a Federally-funded program to help eligible low income home-owners and renters meet their home heating and/or cooling needs.
http://www.acf.hhs.gov/programs/ocs/liheap/

To find the office in your area responsible for overseeing this program, please check this this page: http://www.acf.hhs.gov/programs/ocs/liheap-state-and-territory-contact-listing

SNAP
SNAP offers nutrition assistance to millions of eligible, low-income individuals and families and provides economic benefits to communities. SNAP is the largest program in the domestic hunger safety net. The Food and Nutrition Service works with State agencies, nutrition educators, and neighborhood and faith-based organizations to ensure that those eligible for nutrition assistance can make informed decisions about applying for the program and can access benefits. FNS also works with State partners and the retail community to improve program administration and ensure program integrity.
http://www.fns.usda.gov/snap

Weatherization Assistance Program
The Weatherization Assistance Program (WAP) enables low-income families to permanently reduce their energy bills by making their homes more energy efficient.
http://www1.eere.energy.gov/wip/wap.html

Meals-on-Wheels
Find senior Meals-on-Wheels and other senior meal delivery and congregate programs nationwide.

http://www.mealcall.org

Food Banks
They gather and provide resources to hunger-relief agencies serving individuals and families in your county.

http://www.secondharvest.org

State Medicaid Programs
"Medicaid is health insurance that helps many people who can't afford medical care pay for some or all of their medical bills. Many groups of people are covered by Medicaid. Even within these groups, though, certain requirements must be met. These may include your age, whether you are pregnant, disabled, blind, or aged; your income and resources (like bank accounts, real property, or other items that can be sold for cash); and whether you are a U.S. citizen or a lawfully admitted immigrant. The rules for counting your income and resources vary from state to state and from group to group. There are special rules for those who live in nursing homes and for disabled children living at home." http://www.cms.hhs.gov/MedicaidEligibility

American Kidney Fund
Offers direct aid to qualifying kidney disease patients.
http://www.akfinc.org

Childrens Liver Association for Support Services
"The Childrens Liver Association for Support Services (C.L.A.S.S.) is an all-volunteer, nonprofit organization dedicated to serving the emotional, educational, and financial needs of families coping with childhood liver disease and transplantation. Our goal is to be both a service to families and a valuable resource for the medical community."
http://www.classkids.org/

Corporate Angel Network
"The only charitable organization in the USA whose sole mission is to ease the emotional stress, physical discomfort and financial burden of travel for cancer patients by arranging free flights to treatment centers, using the empty seats on corporate aircraft flying on routine business."
http://www.corpangelnetwork.org

Mercy Medical Airlift
"Dedicated to helping those in need of air medical transportation"
http://mercymedical.org/

HeatShare
"When you give to HeatShare, you are helping warm the lives of the elderly, disabled and others who have nowhere else to turn. HeatShare is a last resort for many who have no other resouces available to see them through the winter."
http://www.angelfire.com/mn/hshare/

Charity Cars, Inc.
"One of our missions is to provide a free vehicle and vehicle support services to assist disadvantaged families in their transition from dependency to self-sufficiency. Additionally we engage in other activities that will uplift humanity which includes providing funds to other organizations that share the 1-800-Charity Cars vision."
http://www.800charitycars.org/

Your Rights

U.S. Department of Justice Guide to Disability Rights covers many topics that are important to everyday living with a disability.
http://www.ada-infonet.org/

American Disabilities Act
http://www.usdoj.gov/crt/ada/cguide.htm#anchor62335

Fair Housing Act
http://www.usdoj.gov/crt/ada/cguide.htm#anchor63409

Rehabilitation Act
http://www.usdoj.gov/crt/ada/cguide.htm#anchor65610

Architectural Barriers Act
http://www.usdoj.gov/crt/ada/cguide.htm#anchor66055

Patients Advocate - Through mediation this organization can help maintain care, employment, and financial stability when difficulties arise.
patientadvocate.org

Disability Rights Legal Center Community Advocacy Program - The Disability Rights Legal Center represents individuals with disabilities who experience discrimination, mistreatment or harassment based on their disability.
http://www.disabilityrightslegalcenter.org/drlc-intake-form

TASH - A leader in disability advocacy for more than 35 years, the mission of TASH is to promote the full inclusion and participation of children and adults with significant disabilities in every aspect of their community, and to eliminate the social injustices that diminish human rights.
http://tash.org/


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Financial Assistance