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Supplemental
Security Income (SSI) - is a Federal income supplement
program funded by general tax revenues (not Social Security
taxes):
http://www.ssa.gov/notices/supplemental-security-income/
- It is designed to help aged, blind, and disabled people, who have little or no income; and
- It provides cash to meet basic needs for food, clothing, and shelter.
You can take the credit for the elderly or the disabled if:
- You are a qualified individual,
- Your adjusted gross income is less than $12,500 to $25,000 (depending on your filing status), and
- Your non-taxable
income from Social Security or other non-taxable pension is less
than $3,750 to $7,500 (also depending on your filing
status).
http://ftp.irs.gov/newsroom/article/
Homestead Tax Exemption - This program enables those who own their home (and reside there), are elderly or permanently disabled, plus meet the income requirements; to receive a tax refund from your paid property taxes. Each state has different requirements so do a search for "Homestead tax exemption+county/state" (where county/state is put your home location, such as: hancock county florida).
Grants - Finding funding as a disabled individual is difficult at best. If you are seeking money say to, start a small business from home, it will be a challenge! Grants would be an ideal funding option but are hard to find. I have provided this site to help start the process of grantwriting. There is plenty of good information here. Best of luck. http://fdncenter.org/
Give.org - List of national charities and their annual reports (if made available). If you have a charity which you need to contact or donate to; this list is updated regularly.
http://www.give.org/
NAUPA - The National Association of Unclaimed Property Administrators (NAUPA) is a non-profit organization affiliated with the National Association of State Treasurers. Note: This is a searchable site. See if you have unclaimed properties.
http://www.unclaimed.org/mainframe.asp?VisitorType=owner
Fundsnetservices - This site list foundations and their requirements for receiving grants. At the bottom of the page is an alphabitical list of fundations.
http://www.fundsnetservices.com/disabili.htm
Friends of Man charity - "Friends of Man, the charitable arm of the Institute for the New Man, gives help to people who find themselves in a situation where they have nowhere else to turn. It may be an elderly person on a fixed income, a working family whose child is struck by severe illness, an accident victim, a disabled person, or a schoolchild whose family can't afford basic needs."
http://www.friendsofman.org/FOM_Home.htm
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of page
Job websites
for individuals with disability seeking employment: *You can
make an attempt to work without sacrificing any of your
disability benefits. See the "Red Book" publication:
HERE
- Office of Disability Employment Policy - U.S. Department of Labor http://www.dol.gov/odep/welcome.html
- Employer
Assistance and Recruiting Network (EARN) - they connect skilled job
candidates with disabilities to employers seeking
employees.
http://www.earnworks.com/
- Resource
Partnership is an organization committed to the successful
employment of individuals with disabilities.
http://www.resourcepartnership.org/
- WorkSupport.com
contains information, resources and research for job seekers with
disabilities.
http://www.worksupport.com/
- Federal
governments Equal Employment Opportunity Commission web
site. Investigate discrimination due to disability.
http://www.eeoc.gov/
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Attempting to increase your annual income is a worthy, responsible but yet difficult goal. I would venture to say that it's easier to find ways to cut your expenses than to increase your income.
The truth of the matter is that most folks on disability fall into this category. And unless you have the skill, time, and drive to change your financial situation for the better, it's time to start finding ways to save YOUR money. Please don't get me wrong, I'm not saying that you should give up trying to supplement your income but if you find yourself constantly coming up short at the end of the month, let's try and cut you debts.
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Homestead Tax
Exemption - This program enables those who own their home
(and reside there), are elderly or permanently disabled, plus
meet the income requirements; to receive a tax refund from your
paid property taxes. Each state has different requirements so do
a search for "Homestead tax exemption+county/state" (where
county/state is put your home location, such as: hancock county
florida).
Low income
Energy Assistance If you can't afford to pay your home energy
bill, your home may not be safe, and you may be at risk of
serious illness or injury. The Low Income Home Energy
Assistance Program (LIHEAP) is a Federally-funded program to help
eligible low income home-owners and renters meet their home
heating and/or cooling needs. http://www.acf.dhhs.gov/programs/liheap/
To find the office in your area responsible for overseeing this program, please check this this page: http://www.acf.dhhs.gov/programs/liheap/grantees/states.html
Meals-on-Wheels -
Find senior
Meals-on-Wheels and other senior meal delivery and congregate
programs nationwide.
http://www.mealcall.org
Food Banks - They gather and provide resources to hunger-relief agencies serving individuals and families in your county.
http://www.secondharvest.org
State Medicaid Programs - "Medicaid is health insurance that helps many people who can't afford medical care pay for some or all of their medical bills. Many groups of people are covered by Medicaid. Even within these groups, though, certain requirements must be met. These may include your age, whether you are pregnant, disabled, blind, or aged; your income and resources (like bank accounts, real property, or other items that can be sold for cash); and whether you are a U.S. citizen or a lawfully admitted immigrant. The rules for counting your income and resources vary from state to state and from group to group. There are special rules for those who live in nursing homes and for disabled children living at home."
http://www.cms.hhs.gov/MedicaidEligibility
American Kidney Fund - Offers direct aid to qualifying kidney disease patients.
http://www.akfinc.org
Childrens Liver Association for Support Services - "The Childrens Liver Association for Support Services (C.L.A.S.S.) is an all-volunteer, nonprofit organization dedicated to serving the emotional, educational, and financial needs of families coping with childhood liver disease and transplantation. Our goal is to be both a service to families and a valuable resource for the medical community."
http://www.classkids.org/
Corporate Angel Network - "The only charitable organization in the USA whose sole mission is to ease the emotional stress, physical discomfort and financial burden of travel for cancer patients by arranging free flights to treatment centers, using the empty seats on corporate aircraft flying on routine business."
http://www.corpangelnetwork.org
HeatShare - "When you give to HeatShare, you are helping warm the lives of the elderly, disabled and others who have nowhere else to turn. HeatShare is a last resort for many who have no other resouces available to see them through the winter."
http://www.angelfire.com/mn/hshare/
Charity Cars, Inc. - "One of our missions is to provide a free vehicle and vehicle support services to assist disadvantaged families in their transition from dependency to self-sufficiency. Additionally we engage in other activities that will uplift humanity which includes providing funds to other organizations that share the 1-800-Charity Cars vision."
http://www.800charitycars.org/
Angel Food Ministries - "Angel Food Ministries is a non-profit, non-denominational organization dedicated to providing grocery relief and financial support to communities throughout the United States. Angel Food is available in a quantity that can fit into a medium-sized box at $30 per unit. Each month's menu is different than the previous month and consists of both fresh and frozen items with an average retail value of approximately $60."
https://www.angelfoodministries.com/default.asp
I will continue to search for income possibilities and money savings opportunities. Please check back. If you have any suggestions please contact me: here
Financial aid
for students - there are numerous organizations that offer
scholarships to the disabled. This site will help locate
scholarships/grants for various population groups such as: the
disabled, veterans, women, and minorities. Included also are
scholarships listed by categories such as: business, arts,
communication, social work, women's studies, and
more.
http://www.lib.msu.edu/harris23/grants/3disable.htm
FAFSA - stands for Free Application for Federal
Student Aid - is a good starting point for the student of higher
education.
http://www.fafsa.ed.gov/
PELL
grant - "A Federal Pell Grant, unlike a loan, does not have
to be repaid. Pell Grants are awarded usually only to
undergraduate students who have not earned a bachelor's or a
professional degree. (In some cases, however, a student enrolled
in a post-baccalaureate teacher certification program might
receive a Pell Grant). Pell Grants are considered a foundation
of federal financial aid, to which aid from other federal and
non-federal sources might be added."
http://studentaid.ed.gov/funding
Student
Guide - "This guide explains student financial aid programs
the U.S. Department of Education's Federal Student Aid (FSA)
office administers."
http://studentaid.ed.gov/
If you have
limited income such as disability insurance or ssi benefits,
these government funded student aid programs are key funding
options.
U.S. Department of
Justice Guide to Disability Rights covers many topics that are
important to everyday living with a disability.
http://www.ada-infonet.org/
American
Disabilities Act
http://www.usdoj.gov/crt/ada/cguide.htm#anchor62335
Fair Housing
Act
http://www.usdoj.gov/crt/ada/cguide.htm#anchor63409
Rehabilitation
Act
http://www.usdoj.gov/crt/ada/cguide.htm#anchor65610
Architectural
Barriers Act
http://www.usdoj.gov/crt/ada/cguide.htm#anchor66055
Patients
Advocate - Through mediation this organization can help
maintain care, employment, and financial stability when
difficulties arise.
patientadvocate.org
